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We have already covered the best way to pay off student loans, but for many borrowers who are struggling, this method just isn’t realistic. Of course, this issue has caught the interest of politicians and the Consumer Financial Protection Bureau.Consumers should be hopeful about the future of private student lending, but this “hope” is of little use to current borrowers.Thankfully, there are some options available for your private student loans.
As in the past, Sallie Mae doesn’t offer up much publicly accessible information about which options are available for struggling borrowers, but it does provide this call to action: “If you are experiencing financial challenges, whatever the reason, at the first sign of a difficulty don’t ignore it. We know you don’t want to be in this situation, and we’re committed to working with you to help you get back on track.” In addition, it mentions its forbearance program, which can be used in three-month intervals for up to twelve months.All together I owe about k in loans w/ about k from my private loan from Wells Fargo.I have to start paying them before I graduate, which is crazy to me, but that's how my loan operates and they want 0 a month, plus Sallie Mae will want 0 a month.Most importantly, we’ve also added new guidelines presented by the Consumer Financial Protection Bureau.If you’re struggling to repay private loans, please be sure to read that section of the article, as it may have the biggest positive impact for you.